Thursday, 9 March 2017

Why it makes sense to explore hedging investments for mortgage servicing rights

When it comes to managing a portfolio of mortgages, or a subset of that portfolio like your mortgage servicing rights, how much money you are making is a secondary factor. Instead, you should think about your portfolio in terms of how much risk you are taking to take on those mortgage servicing rights. After all profit isn’t a factor if your forecasts for that profit never come to pass in reality.

Unfortunately, mortgage servicing rights can be difficult for many people to fully understand, particularly when it comes to the risks inherent in a group of MSRs. We should know, because at United Capital Markets, we have been working with companies to understand the risks associated with MSRs for years. We have even developed a software platform, HedgeCalc, which offers you a solution to the task of calculating your MSR risk.

On top of that, we help you understand what you can do to reduce that risk, including working with you to identify hedge investments that might help you lower your risk dramatically while retaining much of your profit potential. If you are looking to incorporate hedging investments into your strategy today, or you are looking to identify the areas of risk that affect your business, then you should visit our website at www.ucm-inc.com. There you will be able to review the benefits of using our software, and get in touch with us regarding a more high-touch review of your MSR risk. Take a look today!

Use these investment services to ensure that you understand your MSR risk


The difficulty with mortgage servicing rights (MSR) is that they offer you a consistent payout, but if you aren’t careful then you will find that you aren’t being compensated appropriately for the risks that you are taking. This is a serious issue that can impact the health of your firm if you let it, but there are ways for you to take action to analyze your MSR risk proactively.

While it might seem easy to manage the risk on a single MSR, a larger group of mortgage servicing rights can be far more problematic. At United Capital Markets, we have developed a software-based solution for customers, allowing them to manage their MSR risk on an ongoing basis.

Our investment services don’t just help you understand your MSR risk, although that’s a key part of the process. We also work with you to determine ways for you to profitably manage your MSR risk as well. These hedges can help you decrease your MSR risk and lower the volatility of that part of your business. Whether you invest in mortgage backed securities, MSRs, or other mortgage based financial instruments, you will want to take advantage of the risk analysis tools that we have developed in-house to help you better understand your business risk.

You can learn more about our firm by visiting our website at www.ucm-inc.com, and when you are ready to get started using HedgeCalc or working directly with us, you can get in touch with us to learn more about how to get started.

Tuesday, 21 February 2017

Hedging your mortgage backed

When you think about servicing mortgage backed securities, how do you quantify the risk associated with that practice today? Many mortgage banking operations might be at a loss when it comes to analyzing these complex securities and understanding how mortgage servicing rights play into the practice. When you are thinking about mortgage servicing rights, you need to make sure that you understand all the risks associated with them, and when servicing a number of mortgages, those risks only get more complex to understand.

That’s why we created solutions like HedgeCalc, which can help you understand how your MSR risk is structured, and how you can get the most out of your MSR risk as well. United Capital Markets is a leading MSR hedging consultant that can help you understand the risks associated with your business and get hedges that can help you better make a profit with less risk involed. Our team has the expertise to help you in a variety of ways, and we can make sure that all of your questions are answered when it comes to the risk associated with your business. We can also help you understand the hedging market better so that you can get a good idea of how to hedge your MSR today. If you are interested in learning more about what we do and how we can help you, then you can visit our website at www.ucm-inc.com  today!

Optimize your risk adjusted return

If you are looking to understand the risk of the investments that you make, you need to make sure that you are doing all that you can to understand the type of risk that you are taking with your investment. After all, mortgage servicing rights (MSR) have a very different risk/reward balance than other investments that you might make. Understanding the risks of these investments is a complex process, and something that you need to be careful with when you are calculating for yourself. You need to make sure that you have the right hedging investments to make your underlying investment as profitable as possible for the money that you are investing, but also the risk that you are taking.

What are you going to do to make sure that you fully understand the risks associated with your MSR investments? You need to talk to a good investment services provider that understands MSR and who will be able to help you quantify the risks that you are taking. If you are looking for a great resource for that, then you should talk to United Capital Markets. We are a leading risk assessment and consulting company that specializes in MSR investments. We can help you understand the risks that you are taking with your investment and help you gauge how to hedge those risks to make more consistent profit from that investment. Learn more about our firm and how we can help you by visiting our website today at www.ucm-inc.com .

How hedging your mortgage backed securities MSR risk can help you

When you think about servicing mortgage backed securities, how do you quantify the risk associated with that practice today? Many mortgage banking operations might be at a loss when it comes to analyzing these complex securities and understanding how mortgage servicing rights play into the practice. When you are thinking about mortgage servicing rights, you need to make sure that you understand all the risks associated with them, and when servicing a number of mortgages, those risks only get more complex to understand.

That’s why we created solutions like HedgeCalc, which can help you understand how your MSR risk is structured, and how you can get the most out of your MSR risk as well. United Capital Markets is a leading MSR hedging consultant that can help you understand the risks associated with your business and get hedges that can help you better make a profit with less risk involed. Our team has the expertise to help you in a variety of ways, and we can make sure that all of your questions are answered when it comes to the risk associated with your business. We can also help you understand the hedging market better so that you can get a good idea of how to hedge your MSR today. If you are interested in learning more about what we do and how we can help you, then you can visit our website at www.ucm-inc.com today!

Tuesday, 14 February 2017

Optimize your risk adjusted return with the right hedging investments services

If you are looking to understand the risk of the investments that you make, you need to make sure that you are doing all that you can to understand the type of risk that you are taking with your investment. After all, mortgage servicing rights (MSR) have a very different risk/reward balance than other investments that you might make. Understanding the risks of these investments is a complex process, and something that you need to be careful with when you are calculating for yourself. You need to make sure that you have the right hedging investments to make your underlying investment as profitable as possible for the money that you are investing, but also the risk that you are taking.

What are you going to do to make sure that you fully understand the risks associated with your MSR investments? You need to talk to a good investment services provider that understands MSR and who will be able to help you quantify the risks that you are taking. If you are looking for a great resource for that, then you should talk to United Capital Markets. We are a leading risk assessment and consulting company that specializes in MSR investments. We can help you understand the risks that you are taking with your investment and help you gauge how to hedge those risks to make more consistent profit from that investment. Learn more about our firm and how we can help you by visiting our website today at www.ucm-inc.com .

Tuesday, 24 January 2017

Get a less volatile return on your investment

Mortgage Servicing Rights (MSR) are an interesting instrument in that they offer a consistent payout, but at the cost of some volatility. The problem that you might run into is that this volatility might cause problems for your portfolio if you don’t take the time to properly understand the risks that are inherent in your portfolio of MSRs. Understanding this risk doesn’t take a lot, but it does take working with the right company to properly analyze your risk and track it in real time.

Properly understanding your MSR portfolio risk allows you to track down the best hedge investments to help minimize that volatility that you would otherwise have to deal with. While hedging itself carries a cost, the volatility reduction should help you get a more consistent return over time, and a better risk adjusted return as a result.

United Capital Markets is a leading provider of risk analytics software and hedging investments that can help you reduce the volatility in your portfolio. Founded in 1996, we have worked with a variety of MSR portfolios to better understand the inherent risks associated with those portfolios and help customers learn more about how lowering their volatility through proper hedging can be a smart move for their portfolio. If you are looking into your portfolio of MSRs and trying to figure out how their risk adjusted performance can be improved, then you should come talk to us today. You can learn more about us by visiting our website today at www.ucm-inc.com .

Friday, 13 January 2017

Get the best volatility hedge possible on your mortgage backed securities

Investing in the servicing rights of mortgage backed securities comes with inherent risk. The amount that you earn from those servicing rights may pale in comparison to losses that come from misunderstanding the risk, which is one of the reasons that you want to be as careful as possible when evaluating the amount of risk that you are taking with your mortgage servicing rights (MSRs).

One of the ways that you can take care of your risk analysis and hedging is by talking to United Capital Markets, a provider of mortgage servicing rights risk evaluation and investment services that include volatility hedging. If you are thinking about hedging your risk today, then we are the company to help you. We have been the premier choice for volatility reducing investments in mortgage servicing rights, and we work with you to analyze and manage your MSR risk in real time. Our risk analytics tools will help you understand your MSR risk and how you might lose money on your current MSR portfolio.

Additionally, we will work with you to review how hedging strategies can help you manage your MSR risk, allowing you to adjust your volatility based on real-time estimations of the market and the inherent risk of your underlying portfolio. If you are looking to learn more about our firm, then you should visit our website at www.ucm-inc.com .

Get a less volatile return on your investment with MSR hedge instruments

Mortgage Servicing Rights (MSR) are an interesting instrument in that they offer a consistent payout, but at the cost of some volatility. The problem that you might run into is that this volatility might cause problems for your portfolio if you don’t take the time to properly understand the risks that are inherent in your portfolio of MSRs. Understanding this risk doesn’t take a lot, but it does take working with the right company to properly analyze your risk and track it in real time.

Properly understanding your MSR portfolio risk allows you to track down the best hedge investments to help minimize that volatility that you would otherwise have to deal with. While hedging itself carries a cost, the volatility reduction should help you get a more consistent return over time, and a better risk adjusted return as a result.

United Capital Markets is a leading provider of risk analytics software and hedging investments that can help you reduce the volatility in your portfolio. Founded in 1996, we have worked with a variety of MSR portfolios to better understand the inherent risks associated with those portfolios and help customers learn more about how lowering their volatility through proper hedging can be a smart move for their portfolio. If you are looking into your portfolio of MSRs and trying to figure out how their risk adjusted performance can be improved, then you should come talk to us today. You can learn more about us by visiting our website today at www.ucm-inc.com.

Get the best volatility hedge possible on your mortgage backed securities servicing rights

Investing in the servicing rights of mortgage backed securities comes with inherent risk. The amount that you earn from those servicing rights may pale in comparison to losses that come from misunderstanding the risk, which is one of the reasons that you want to be as careful as possible when evaluating the amount of risk that you are taking with your mortgage servicing rights (MSRs).

One of the ways that you can take care of your risk analysis and hedging is by talking to United Capital Markets, a provider of mortgage servicing rights risk evaluation and investment services that include volatility hedging. If you are thinking about hedging your risk today, then we are the company to help you. We have been the premier choice for volatility reducing investments in mortgage servicing rights, and we work with you to analyze and manage your MSR risk in real time. Our risk analytics tools will help you understand your MSR risk and how you might lose money on your current MSR portfolio.

Additionally, we will work with you to review how hedging strategies can help you manage your MSR risk, allowing you to adjust your volatility based on real-time estimations of the market and the inherent risk of your underlying portfolio. If you are looking to learn more about our firm, then you should visit our website at www.ucm-inc.com.

Tuesday, 27 December 2016

Are mortgage-backed securities really a good investment option?

The short answer to that question is yes, provided you know what you're doing. Mortgage-backed securities are a very mixed bag of opportunities and occasional lemons. Top of the line mortgage-backed securities are excellent securities, as good as anything else on the market.

The only real problems are the occasional junk bonds level securities which are definitely not top quality investment propositions. The good news is that these extremely unpopular securities are strictly no-go zones for expert security advisors. Quality of mortgage-backed securities is critically important.

It's a good idea to be fully aware of exactly what constitutes a good security and what doesn't. Before you spend so much as the value of a phone call on investment in this area, make sure that you are well grounded in the absolute basics of mortgage-backed securities investment.

The key to understanding mortgage-backed securities is actually the word "securities". Like all securities, mortgage-backed securities are rated. The market is pretty fussy and very demanding when it comes to securities quality in this sector.

A strong upside to mortgage-backed securities is that you can make excellent money with this type of investment. Good triple-A securities are very valuable, and very rewarding. United Capital Markets deals with these securities on a consultancy and investment services basis. We act as a consultancy service and as an active service provider in this market. If you'd like to know more about our services, visit our website here at

http://ucm-inc.com/. We'll be happy to provide any guidance and services you need.

Income producing hedging strategies – Things you need to know

There are two types of hedging strategy in the property market – one is what's called "insurance strategy", and the other is called a "portfolio strategy". The difference is that the insurance strategy is essentially a value coverage, which costs money to operate. The portfolio strategy generates income, and as well as providing value coverage.

The major points:

Insurance-based coverage may increase in market value over time. The value of the mortgage, for example, may go up if a second mortgage is taken out or for other reasons. This type of coverage may be sold for a higher price.

Portfolio strategy receives income from mortgage servicing rights, which may or may not also include value-added components if the value of the mortgage increases. Portfolio strategy assets can also be sold in the market.

Both strategies are widely used in the market. The big issue is whether or not the income producing strategy is better than the insurance strategy.

The major difference is that the insurance strategy approach costs money. It doesn't actually generate income directly, like the portfolio strategy.

Now the major issue – These hedging strategies are supposed to hedge. Hedge investment is about risk management and generating values as hedges. The pro-portfolio strategy view is that because portfolio hedging generate income, it naturally generates more value over time.

The area of contention here is the difference between a passive hedging strategy and an active strategy. United capital market specializes in the portfolio hedging investment strategy. If you'd like to out more about how this strategy works, visit our website here at http://ucm-inc.com/.

Thursday, 29 September 2016

A few things you may not know about mortgage security rights as hedges

Mortgage security rights are a well-known form of investment. Owners of mortgage security rights receive money from mortgage payments. It’s pretty straightforward. What you may not know among other things is that this class of investment is also a major money market hedging strategy.

We’re United Capital Management (UCM) Inc. We’re from Denver. We specialize in risk management strategies using mortgage security rights as a portfolio-based class of assets. These assets are used to provide both a level of security and to generate income by major corporations and institutions.

The bottom line in this approach is that when you work in 9 or 10 digit amounts of money, risk management really does have to pay for itself. Interestingly, and another thing you may not know, mortgage security rights are not necessarily viewed as hedge investments. This class of investment, despite consistent performance over many years, is still suffering from “mortgage market aversion” caused by the big financial crash in 2007 – 8.

In our not unduly humble opinion, this aversion is now well and truly overdone. Sub-prime mortgage securities and Triple-A mortgage securities are not exactly the same thing. It’s like comparing a skateboard with a stretch limousine.

We have a reason for this opinion. We work with major corporations around the US, acting as hedging consultants in the context of billions of dollars. We don’t invest in skateboard-like securities. Why would we? We’d be more likely to invest in actual skateboards.

We’re here to generate strong positives for our clients. For more information about our services, and some useful information about mortgage security rights, visit our website here at www.ucm-inc.com. If you’d like to enquire about engaging their services, contact us directly online or by phone.

minimal consultation fees. If you want to know more about our services, then browse our site today.

Looking for expert assistance with MSR hedging

MSRs are a form of risk management which attracts many different types of expert opinions. Some feel that the MSR market is “good in theory” but contains elements of risk which may not appeal to some investors. Supporters of this type risk management, on the other hand, claim that MSR strategies are proven effective, generally stable, and that risk is really on a case-by-case basis, rather than for this class of derivatives.

We’re United Capital Management Inc. (UCM), specialists in MSR investment services and risk management strategies. We believe that these latter view is the more accurate description of the MSR market. After all, we invest hundreds of millions of dollars in this market.

Over the last 20 years, we believe our judgement is vindicated. Asset performance has been in generally consistent, and despite the market crash, MSRs are now more popular and more generally accepted as practical risk management strategies than ever before.

We specialize in providing risk management services to institutional clients, primarily hedging investments in mortgage servicing rights. We use Big Data analyses through our computer model HedgeCalc to provide real time analysis of risk exposure. This method offers high speed and accuracy and is used as both a real-time tracking asset and as an analytical tool for investment. We believe that risk management can be optimized by hedging with a “portfolio strategy” which generally produces income rather than an “insurance strategy. For more information about our services, and to see our state-of-the-art MSR operations at work, visit our website here at www.ucm-inc.com. Contact us online or by phone if you wish to make enquiries regarding using our services.

A few things you may not know about mortgage security rights as hedges


Mortgage security rights are a well-known form of investment. Owners of mortgage security rights receive money from mortgage payments. It’s pretty straightforward. What you may not know among other things is that this class of investment is also a major money market hedging strategy.

We’re United Capital Management (UCM) Inc. We’re from Denver. We specialize in risk management strategies using mortgage security rights as a portfolio-based class of assets. These assets are used to provide both a level of security and to generate income by major corporations and institutions.

The bottom line in this approach is that when you work in 9 or 10 digit amounts of money, risk management really does have to pay for itself. Interestingly, and another thing you may not know, mortgage security rights are not necessarily viewed as hedge investments. This class of investment, despite consistent performance over many years, is still suffering from “mortgage market aversion” caused by the big financial crash in 2007 – 8.

In our not unduly humble opinion, this aversion is now well and truly overdone. Sub-prime mortgage securities and Triple-A mortgage securities are not exactly the same thing. It’s like comparing a skateboard with a stretch limousine.

We have a reason for this opinion. We work with major corporations around the US, acting as hedging consultants in the context of billions of dollars. We don’t invest in skateboard-like securities. Why would we? We’d be more likely to invest in actual skateboards.

We’re here to generate strong positives for our clients. For more information about our services, and some useful information about mortgage security rights, visit our website here at www.ucm-inc.com If you’d like to enquire about engaging their services, contact us directly online or by phone.

minimal consultation fees. If you want to know more about our services, then browse our site today.

Looking for expert assistance with MSR hedging


MSRs are a form of risk management which attracts many different types of expert opinions. Some feel that the MSR market is “good in theory” but contains elements of risk which may not appeal to some investors. Supporters of this type risk management, on the other hand, claim that MSR strategies are proven effective, generally stable, and that risk is really on a case-by-case basis, rather than for this class of derivatives.

We’re United Capital Management Inc. (UCM), specialists in MSR investment services and risk management strategies. We believe that these latter view is the more accurate description of the MSR market. After all, we invest hundreds of millions of dollars in this market.

Over the last 20 years, we believe our judgement is vindicated. Asset performance has been in generally consistent, and despite the market crash, MSRs are now more popular and more generally accepted as practical risk management strategies than ever before.

We specialize in providing risk management services to institutional clients, primarily hedging investments in mortgage servicing rights. We use Big Data analyses through our computer model HedgeCalc to provide real time analysis of risk exposure. This method offers high speed and accuracy and is used as both a real-time tracking asset and as an analytical tool for investment. We believe that risk management can be optimized by hedging with a “portfolio strategy” which generally produces income rather than an “insurance strategy. For more information about our services, and to see our state-of-the-art MSR operations at work, visit our website here at www.ucm-inc.com. Contact us online or by phone if you wish to make enquiries regarding using our services.