Are mortgage-backed securities really a good investment option?

The short answer to that question is yes, provided you know what you're doing. Mortgage-backed securities are a very mixed bag of opportunities and occasional lemons. Top of the line mortgage-backed securities are excellent securities, as good as anything else on the market.

The only real problems are the occasional junk bonds level securities which are definitely not top quality investment propositions. The good news is that these extremely unpopular securities are strictly no-go zones for expert security advisors. Quality of mortgage-backed securities is critically important.

It's a good idea to be fully aware of exactly what constitutes a good security and what doesn't. Before you spend so much as the value of a phone call on investment in this area, make sure that you are well grounded in the absolute basics of mortgage-backed securities investment.

The key to understanding mortgage-backed securities is actually the word "securities". Like all securities, mortgage-backed securities are rated. The market is pretty fussy and very demanding when it comes to securities quality in this sector.

A strong upside to mortgage-backed securities is that you can make excellent money with this type of investment. Good triple-A securities are very valuable, and very rewarding. United Capital Markets deals with these securities on a consultancy and investment services basis. We act as a consultancy service and as an active service provider in this market. If you'd like to know more about our services, visit our website here at

http://ucm-inc.com/. We'll be happy to provide any guidance and services you need.

Income producing hedging strategies – Things you need to know

There are two types of hedging strategy in the property market – one is what's called "insurance strategy", and the other is called a "portfolio strategy". The difference is that the insurance strategy is essentially a value coverage, which costs money to operate. The portfolio strategy generates income, and as well as providing value coverage.

The major points:

Insurance-based coverage may increase in market value over time. The value of the mortgage, for example, may go up if a second mortgage is taken out or for other reasons. This type of coverage may be sold for a higher price.

Portfolio strategy receives income from mortgage servicing rights, which may or may not also include value-added components if the value of the mortgage increases. Portfolio strategy assets can also be sold in the market.

Both strategies are widely used in the market. The big issue is whether or not the income producing strategy is better than the insurance strategy.

The major difference is that the insurance strategy approach costs money. It doesn't actually generate income directly, like the portfolio strategy.

Now the major issue – These hedging strategies are supposed to hedge. Hedge investment is about risk management and generating values as hedges. The pro-portfolio strategy view is that because portfolio hedging generate income, it naturally generates more value over time.

The area of contention here is the difference between a passive hedging strategy and an active strategy. United capital market specializes in the portfolio hedging investment strategy. If you'd like to out more about how this strategy works, visit our website here at http://ucm-inc.com/.

A few things you may not know about mortgage security rights as hedges

Mortgage security rights are a well-known form of investment. Owners of mortgage security rights receive money from mortgage payments. It’s pretty straightforward. What you may not know among other things is that this class of investment is also a major money market hedging strategy.

We’re United Capital Management (UCM) Inc. We’re from Denver. We specialize in risk management strategies using mortgage security rights as a portfolio-based class of assets. These assets are used to provide both a level of security and to generate income by major corporations and institutions.

The bottom line in this approach is that when you work in 9 or 10 digit amounts of money, risk management really does have to pay for itself. Interestingly, and another thing you may not know, mortgage security rights are not necessarily viewed as hedge investments. This class of investment, despite consistent performance over many years, is still suffering from “mortgage market aversion” caused by the big financial crash in 2007 – 8.

In our not unduly humble opinion, this aversion is now well and truly overdone. Sub-prime mortgage securities and Triple-A mortgage securities are not exactly the same thing. It’s like comparing a skateboard with a stretch limousine.

We have a reason for this opinion. We work with major corporations around the US, acting as hedging consultants in the context of billions of dollars. We don’t invest in skateboard-like securities. Why would we? We’d be more likely to invest in actual skateboards.

We’re here to generate strong positives for our clients. For more information about our services, and some useful information about mortgage security rights, visit our website here at www.ucm-inc.com. If you’d like to enquire about engaging their services, contact us directly online or by phone.

minimal consultation fees. If you want to know more about our services, then browse our site today.

Looking for expert assistance with MSR hedging

MSRs are a form of risk management which attracts many different types of expert opinions. Some feel that the MSR market is “good in theory” but contains elements of risk which may not appeal to some investors. Supporters of this type risk management, on the other hand, claim that MSR strategies are proven effective, generally stable, and that risk is really on a case-by-case basis, rather than for this class of derivatives.

We’re United Capital Management Inc. (UCM), specialists in MSR investment services and risk management strategies. We believe that these latter view is the more accurate description of the MSR market. After all, we invest hundreds of millions of dollars in this market.

Over the last 20 years, we believe our judgement is vindicated. Asset performance has been in generally consistent, and despite the market crash, MSRs are now more popular and more generally accepted as practical risk management strategies than ever before.

We specialize in providing risk management services to institutional clients, primarily hedging investments in mortgage servicing rights. We use Big Data analyses through our computer model HedgeCalc to provide real time analysis of risk exposure. This method offers high speed and accuracy and is used as both a real-time tracking asset and as an analytical tool for investment. We believe that risk management can be optimized by hedging with a “portfolio strategy” which generally produces income rather than an “insurance strategy. For more information about our services, and to see our state-of-the-art MSR operations at work, visit our website here at www.ucm-inc.com. Contact us online or by phone if you wish to make enquiries regarding using our services.

A few things you may not know about mortgage security rights as hedges

Mortgage security rights are a well-known form of investment. Owners of mortgage security rights receive money from mortgage payments. It’s pretty straightforward. What you may not know among other things is that this class of investment is also a major money market hedging strategy.

We’re United Capital Management (UCM) Inc. We’re from Denver. We specialize in risk management strategies using mortgage security rights as a portfolio-based class of assets. These assets are used to provide both a level of security and to generate income by major corporations and institutions.

The bottom line in this approach is that when you work in 9 or 10 digit amounts of money, risk management really does have to pay for itself. Interestingly, and another thing you may not know, mortgage security rights are not necessarily viewed as hedge investments. This class of investment, despite consistent performance over many years, is still suffering from “mortgage market aversion” caused by the big financial crash in 2007 – 8.

In our not unduly humble opinion, this aversion is now well and truly overdone. Sub-prime mortgage securities and Triple-A mortgage securities are not exactly the same thing. It’s like comparing a skateboard with a stretch limousine.

We have a reason for this opinion. We work with major corporations around the US, acting as hedging consultants in the context of billions of dollars. We don’t invest in skateboard-like securities. Why would we? We’d be more likely to invest in actual skateboards.

We’re here to generate strong positives for our clients. For more information about our services, and some useful information about mortgage security rights, visit our website here at www.ucm-inc.com If you’d like to enquire about engaging their services, contact us directly online or by phone.

minimal consultation fees. If you want to know more about our services, then browse our site today.

Looking for expert assistance with MSR hedging

MSRs are a form of risk management which attracts many different types of expert opinions. Some feel that the MSR market is “good in theory” but contains elements of risk which may not appeal to some investors. Supporters of this type risk management, on the other hand, claim that MSR strategies are proven effective, generally stable, and that risk is really on a case-by-case basis, rather than for this class of derivatives.

We’re United Capital Management Inc. (UCM), specialists in MSR investment services and risk management strategies. We believe that these latter view is the more accurate description of the MSR market. After all, we invest hundreds of millions of dollars in this market.

Over the last 20 years, we believe our judgement is vindicated. Asset performance has been in generally consistent, and despite the market crash, MSRs are now more popular and more generally accepted as practical risk management strategies than ever before.

We specialize in providing risk management services to institutional clients, primarily hedging investments in mortgage servicing rights. We use Big Data analyses through our computer model HedgeCalc to provide real time analysis of risk exposure. This method offers high speed and accuracy and is used as both a real-time tracking asset and as an analytical tool for investment. We believe that risk management can be optimized by hedging with a “portfolio strategy” which generally produces income rather than an “insurance strategy. For more information about our services, and to see our state-of-the-art MSR operations at work, visit our website here at www.ucm-inc.com. Contact us online or by phone if you wish to make enquiries regarding using our services.